Qualified Home Mortgages

Free Quotes   |   5-Star Zillow Premier Lender   |   Two-Week Closings

Free Quotes 
5-Star Zillow Premier Lender 
Two-Week Closings

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Our Quotes Won't Damage Credit
Pre-Approvals Available
We Are a 5-Star Zillow Premier Lender
Loans Can Close in TWO Weeks
$0 Down Payment Mortgage Loans Available
Patient, Personalized Service

Finding the Right Mortgage for You 

When you work with state-licensed Open House Lending Corporation, you'll get the professional assistance you need to apply for the right type of mortgage to match your specific needs. Looking to finance a new home or refinance your mortgage? Whether you're a first-time buyer, upgrading, downsizing, a savvy investor or ​just looking to refinance your current loan, we can help.
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If you're looking to buy a house and need a pre-approval letter, give us a call, text or email us. Sometimes pre-approval letters can be generated within an hour or two of receiving your information (some restrictions apply, we need to review income and credit).

Your last resort can be your first choice with Open House Lending.  We offer bad credit loans, and consider all credit scores (500-850). Feel free to text us with your scenario, and we will get back to you right away with an answer. 

For more information, call (888) 222-6960. Our professionals are certified and receive ongoing training. 

Mortgage Programs We Offer 

FHA Loans
FHA loans allow you to borrow up to 96.5% of the value of the home (with a credit score of at least 580; otherwise, a 10% down payment is required). The 3.5% down payment requirement can come from a gift or a grant, which makes FHA loans popular with first-time buyers.

VA Loans 
VA loans can be obtained with no down payment and the VA loan doesn't require mortgage insurance (PMI). Open House Lending does not have a required credit score for a VA loan. We follow VA guidelines.

Conventional
We have conventional loan programs that require as little as 3% as a down payment. We also have the popular 95% program that doesn't require MIP. Another exciting new product we have at Open House Lending is a combo - 1st and 2nd mortgage, allowing zero ($0) down payment. Some restrictions apply to all mortgage programs.

Self-Employed Mortgage Loans
Many different lenders require self-employed borrowers to have at least two or more years of experience with consistent income to qualify for a loan. We will take the time to review your information and help determine the best mortgage option for you, allowing your entrepreneurial journey to work for you. 

Our success rate is unmatched as we have successfully set loans for the self-employed with little to no credit established. Many self-employed business owners have trouble obtaining home loans. We understand and have mortgage products to help as we walk you through the whole process from quote to close. Contact us today and learn how we can help you get the loan best suited for you.

Free Quote

We return calls in the same day

(888) 222-6960

(888) 222-6960

"He was simply phenomenal, Could not have asked for a better lender, person, guidance counselor. All of the above. Not only is he very knowledgeable, Rich was very hands-on and helped us every step of the way all the way up until closing."

- Trae Simmons, Zillow review

"Rich K with Open House Lending Corp is amazing! Really worked his tail off in a very unique situation and was always available to help us when we were questioning the process. Super knowledgeable and trustworthy. We truly felt he was part of the family by the end of the process."

- Jamie R, Better Business Bureau review